Our Insurance Services
At First USA Insurance, we understand that protecting your assets, health, and business is essential. That’s why we offer a comprehensive range of insurance solutions tailored to your needs. Whether you’re an individual, a family, or a business owner, our policies provide financial security and peace of mind. Explore our services below and find the right coverage for you.
Personal Insurance
Personal Property & Casualty Insurance
Your home and personal belongings are some of your most valuable assets. Our Personal Property & Casualty Insurance protects against unforeseen events like fire, theft, vandalism, and natural disasters. Whether you own or rent, we provide coverage that ensures you won’t have to bear financial losses alone. Our policies also include liability protection in case someone is injured on your property.
Personal Liability Insurance
Life is unpredictable, and accidents can happen anytime. Personal Liability Insurance provides coverage in case you are legally responsible for injuries or damages to others. Whether it’s a slip-and-fall accident at your home or an unintentional property damage incident, this coverage protects your financial well-being by covering legal fees, medical expenses, and settlements.
Personal Auto Insurance
Whether you drive daily or occasionally, having the right auto insurance is essential. Our Personal Auto Insurance policies offer:
✔ Liability coverage – Protects you from financial responsibility if you cause an accident.
✔ Collision coverage – Pays for damages to your car after an accident, regardless of fault.
✔ Comprehensive coverage – Covers theft, vandalism, and damage from natural disasters.
✔ Uninsured/Underinsured motorist coverage – Protects you if you’re in an accident with a driver who has little or no insurance.
Drive with confidence, knowing you’re covered against unexpected incidents on the road.
Life Insurance
Plan for the future with our Life Insurance options that provide financial security for your loved ones in case of an untimely passing. We offer:
- Term Life Insurance – Affordable coverage for a specific period, ensuring your family is protected during crucial years.
- Whole Life Insurance – Lifelong coverage with a cash value component that grows over time.
- Universal Life Insurance – Flexible plans that allow you to adjust premiums and benefits as needed.
Ensure your family’s financial stability with the right life insurance policy.
Health Insurance & ACA (Affordable Care Act)
Having access to quality healthcare is crucial. Our Health Insurance plans help cover medical expenses, preventive care, prescription drugs, and hospital visits. We offer:
✔ Individual & Family Health Plans – Custom coverage options that suit your medical needs and budget.
✔ ACA Health Plans – We help you navigate the Affordable Care Act (Obamacare) marketplace, ensuring you qualify for subsidies and find a plan that meets federal guidelines.
✔ Short-Term Health Insurance – Temporary coverage for individuals between jobs or waiting for employer benefits.
✔ Supplemental Insurance – Extra coverage to help with out-of-pocket costs, such as dental, vision, and accident policies.
We’ll guide you in selecting the right health plan to ensure you and your family receive the care you need.
Business & Commercial Insurance
Workers’ Compensation Insurance
Protecting your employees means protecting your business. Workers’ Compensation Insurance provides coverage for medical expenses, lost wages, and rehabilitation costs if an employee is injured on the job. This coverage also helps employers comply with state laws and avoid costly lawsuits. Whether you run a small business or a large corporation, having workers’ compensation ensures financial stability and peace of mind.
Commercial Property & Casualty Insurance
Owning a business comes with risks. Commercial Property & Casualty Insurance protects your physical assets, including buildings, equipment, furniture, and inventory, against damage from fire, storms, theft, and vandalism. Whether you own or lease your business space, this insurance ensures you can recover quickly after an unexpected event.
General Commercial Liability Insurance
No matter the size of your business, liability risks are always present. General Commercial Liability Insurance covers claims related to:
✔ Bodily injury – If a customer or visitor is injured on your premises.
✔ Property damage – If your business operations cause damage to another person’s property.
✔ Advertising & Personal Injury – Covers claims related to libel, slander, or false advertising.
Having the right liability coverage shields your business from financial losses due to legal claims, settlements, and medical expenses.
Group Health Insurance
Providing health benefits is one of the best ways to attract and retain employees. Our Group Health Insurance plans offer cost-effective healthcare coverage for businesses of all sizes. We provide flexible options tailored to your workforce, including:
✔ Medical, dental, and vision coverage
✔ Preventive care and wellness programs
✔ Flexible premium contributions
✔ Multiple carrier options for competitive rates
Support your employees’ well-being while ensuring compliance with healthcare regulations.
Why Choose First USA Insurance?
At First USA Insurance, we prioritize:
✅ Personalized service – We assess your needs and recommend the best policies for you or your business.
✅ Competitive pricing – We work with top-rated insurance providers to offer affordable coverage.
✅ Expert guidance – Our team helps you navigate policy options, claims, and renewals with ease.
Protect what matters most—contact us today for a free consultation and get the coverage you need!
